What is Affirm?
Affirm is a buy now pay later option that helps customers say “Yes!” to buying their new spa!
- Quick & Easy – instant loan decisioning!
- Checking your eligibility has no impact on credit.
- Decision for loan approval in real-time.
- Customer chooses a payment plan that’s best for them.
- Transparent
- Affirm communicates loan terms.
- Customers know how much they owe, when to pay, & when they’re done paying.
- Fair
- No late fees, service fees, prepayment fees, hidden fees, or surprises ever!
- https://www.affirm.com/disclosures
How does it work?
1. Customer initiates checkout
A. Select Affirm at checkout on our site.B. You will be redirected to an Affirm modal or pop-up.C. Enter phone # to receive a text with a pin to create or sign into your account.

2. Account creation & Affirm application
A. Enter the following personally identifiable information to create your account:
- First & last name
- Phone number
- Email address
B. Enter the following to check for eligibility for an Affirm loan:
- Last 4 digits of SSN
- Date of birth
C. You will receive a confirmation screen.

3. Customer receives their loan terms
A. If approved, you will receive your loan terms & pick a payment plan.B. Confirm payment plan.C. Complete purchase.

4. Affirm & order confirmation
A. You will receive a confirmation of your Affirm purchase.B. You will also receive an order confirmation screen for your order.
Affirm payment and order confirmed
Affirm checkout overview:
The steps in the Affirm checkout flow.
Affirm’s basic checkout flow begins when the customer selects Affirm at checkout.

